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Terrorist Activities

Commercial terrorism risk cover for damaged or destroyed property - including buildings, equipment, furnishings and inventory. It may also cover losses associated with the interruption of your business.

Terrorism cover may also cover liability claims against your business associated with a terrorist attack.

Get In Touch

Bad news first. As any form of business now has a digital presence you’re a candidate for data breaches and cyber-attacks. As a business owner, you need to be even more vigilant. If the worst does happen, it can have serious repercussions for your reputation, your or your clients’ businesses, not to mention the cost of any legal fees, compensation claims and notifying those affected. It doesn’t bear thinking about.


Now for the good news. We have a Cyber Liability Option that will come to your rescue. Covering you for breach of data protection laws (where insurable by law) and your liability for handling data, cyber liability insurance can also provide cover for extortion, system rectification costs, plus PR expenses and financial loss due to system downtime.


Who is cyber liability protection for?

Firstly, even if you’re not ‘in the cloud’, read on.


Few businesses can get by today without some form of technology, whether it’s a website, data servers or basic online software. Even with a small IT footprint, cyber-attacks can still be a risk.


And if you’re one of those whose whole world is ‘in the cloud’, your risk could be even greater.

What are the risks?

Data breaches and hacking are big news, with frequent reports showing the damage they can do to business reputations, customer trust and the bottom line.


And it isn’t just big businesses affected.


You also have data protection laws to think about, with penalties of up to £500,000 if your business fails to comply with the Data Protection Act.


The extent of your risk depends on the number and type of records you hold, along with the network security and backup measures you have in place.


The origin of data can also be an issue, as different data protection regulations apply to most overseas jurisdictions.

Things you can do

Keep track of the data you hold and if you don’t need it, delete it. Anonymising personal information is another good way of staying protected.


If your data still lives in excel spreadsheets, then consider updating your systems. There might be a solution that not only provides security but also improves efficiency and productivity. Carefully vet all suppliers first, of course.


Finally, if you’re not sure then seek professional advice – not everyone knows all the risks or answers.


covering your business risks easy

We believe that by offering simpler protection and financing solutions through more efficient distribution channels, we can help SMEs survive and thrive. Our solutions couldn’t be simpler to purchase: one click, no paperwork, no hassle.
With MPI you can arrange business risk cover in minutes by buying your policy online. No confusing forms and minimal jargon! Dealing with MPI is straightforward and seamless.


Contribution Levels

Contributions are subject to annual risk assessment based upon the size of the member company, turnover and the sector the business is in. Mutually Protected is a premium value friendly society for SME business, as such meter contributions have a minimum level above £50,000 PA

Making A Claim

We deal with everything direct: no faceless third parties. All claims are handled by
our in-house team personally with a single point of contact.

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